Alaska Adjuster License Exemptions: Updated 2025 Rules Following January Windstorms

 After the destructive windstorms that hit Southcentral Alaska in January 2025—including Anchorage, the Matanuska-Susitna Borough, and the Kenai Peninsula Borough—the Director of Insurance issued a catastrophe declaration under Alaska Statute (AS) 21.27.860. This declaration allows nonresident independent adjusters to apply for temporary exemptions in order to meet Alaska’s immediate claims needs. To review the full announcement, see bulletin B 25-02 here (B25-02.pdf).


What Adjusters Should Know About Exemptions
Eligibility

  • Only nonresident independent adjusters with an active license in good standing in their home state can qualify.

  • Licenses designated as a “home state” are not considered valid for reciprocity.

How to Apply

  • Exemption and license requests must be submitted through NIPR.com.

  • Temporary exemptions are initially valid for 90 days, but the Director may extend them if consumer demand requires it.

Conditions and Restrictions

  • Without an exemption, adjusters can only work on one loss claim per year in Alaska.

  • To continue working after the exemption period, a full Alaska independent adjuster license is required.

Licensing Reciprocity

  • Adjusters licensed in their state of residence may qualify for Alaska licensure without testing.

  • Otherwise, applicants are required to pass the Alaska Adjuster licensing exam.

Serving Alaska Policyholders
The Division of Insurance is prioritizing quick and fair claims handling for residents impacted by the January storms. Nonresident adjusters are crucial during this time, but compliance with Alaska’s licensing rules is mandatory.

For questions or assistance, contact Kayla Erickson at kayla.erickson@alaska.gov or call 907-465-2545.

Comments

Post a Comment

Popular posts from this blog

2025’s Top Insurance Compliance Software: Stay Ahead of Regulatory Changes

Image
 As we enter a new era of digital compliance, insurance providers are increasingly relying on specialized software to keep up with evolving rules and regulations. Compliance management systems help organizations streamline operations, reduce manual errors, and ensure every aspect of their business meets industry standards—no matter the state or license type. Compliance management in the insurance sector typically involves: License Validation: Tracking license status and expiration dates across all producers. Report Filing: Ensuring all mandatory regulatory reports are correctly filed on time. Internal Auditing: Evaluating systems regularly to mitigate risks and maintain compliance. Staff Education: Offering regular training to promote awareness of compliance responsibilities. With so many moving parts, insurance businesses benefit from adopting intelligent software that simplifies these efforts and ensures accuracy. How Insurance Compliance Tools Simplify Regula...
Read more

2025’s Top Insurance Software Solutions – Key Features & Insights

Image
 In 2025, having the right insurance agency software is critical to ensuring smooth operations and regulatory compliance. Whether you need advanced reporting, automated license tracking, or seamless integrations, the right software can make all the difference. To simplify your decision-making, we’ve put together a list of the best insurance license management software in the USA and what makes them stand out. 📌 Get a first hand look—Request a demo today! 🔗 See the Best Software for Agencies 🔗 Explore Features & Benefits 🔗 Request a Live Demo Selecting the Best Software for Your Insurance Business Before diving into the best insurance agency software options, it’s essential to understand how to choose the right solution for your business. The right software will help you streamline operations, automate compliance, and manage policies more effectively. Follow these steps to find the best fit for your agency: 🔹 Analyze Your Business Needs – Identify critical challenges and f...
Read more

The Role of Software in Understanding and Managing Insurance Compliance

Image
 Insurance compliance ensures that insurance providers follow legal and regulatory guidelines that govern their operations. These rules aim to protect policyholders, promote market fairness, and ensure the insurance industry’s integrity. Compliance requirements cover a wide range of areas, including licensing, financial reporting, data security, and maintaining high customer service standards. With growing regulatory scrutiny, especially regarding transparency and ethics, compliance is more critical than ever. It has shifted from being a legal necessity to becoming a strategic imperative for building trust, strengthening reputation, and achieving sustainable success. Why Insurance Companies Can’t Afford to Ignore Compliance Management? Insurance companies face a complex web of regulations, making compliance management a critical component of their operations. A structured approach ensures companies can meet their obligations without risking fines, reputation damage, or business fai...
Read more